---
title: "Download the BaaS: Rearchitecting Financial Services Landscape Report"
description: Discover key trends shaping the BaaS ecosystem, including opportunities for banks, expanding BaaS-powered products, and the importance of compliance and tech standardization.
image: https://resources.brankas.com/hubfs/Cover%20(1)-1.jpg
---

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# Download a copy of Vietnam Open Finance Market Report

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Vietnam is entering a defining phase in its financial evolution. It has reached an inflection point where **scale, regulation, and consumer demand are converging**.

The State Bank of Vietnam is accelerating this shift through landmark policies such as **Circular No. 64/2024/TT-NHNN**, mandating standardized Open APIs, and **Decree No. 94/2025/ND-CP**, establishing a formal Fintech Sandbox. Together, these frameworks are moving the industry from fragmented, bilateral integrations toward a structured and interoperable Open Finance ecosystem.

**Key highlights of this report include:**

- **Open API regulation as the primary market catalyst**—driving system-wide transformation and setting the foundation for scalable Open Banking infrastructure
- **Clear opportunities for banks and fintechs**—from compliance-led modernization to new revenue models, ecosystem partnerships, and embedded finance use cases

As Vietnam transitions into the implementation phase of Open Finance, a narrow but high-value window is emerging for financial institutions and technology providers to establish early leadership in one of the region’s most promising markets.

### Complete the form below for your copy of the Vietnam's Open Finance Market Report

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